Butuh info kredit dan pinjaman? Data berikut menampilkan bunga kredit terbaru dari beberapa bank di Indonesia, meliputi bunga kredit usaha (komersial, mikro, ritel) dan konsumsi (KPR, Non KPR).
BANK | KPR | NON KPR |
Allo Bank Indonesia | - | 14.14% |
Amar Indonesia | 13.00% | 13.00% |
Artha Graha Internasional | 11.89% | 14.78% |
Bisnis Internasional | 12.72% | 10.64% |
BTPN | - | 12.61% |
Bumi Arta | 7.11% | 13.06% |
Capital Indonesia | 14.69% | 14.69% |
BCA | 7.20% | 5.96% |
China Construction | 8.02% | 8.82% |
CIMB Niaga | 7.30% | 8.50% |
Commonwealth | 9.75% | 9.75% |
CTBC Indonesia | 12.00% | - |
Danamon | 8.00% | 9.25% |
DBS Indonesia | 7.04% | - |
Bank Digital Bca | - | 10.68% |
Fama Internasional | 10.50% | 12.50% |
Ganesha | 8.19% | 7.50% |
HSBC Indonesia | 8.00% | - |
IBK Indonesia | 6.63% | 6.63% |
ICBC Indonesia | 8.37% | - |
Ina Perdana | 8.46% | 9.96% |
Index Selindo | 9.86% | 10.36% |
Bank Jago | - | 13.51% |
Jasa Jakarta | 7.73% | 6.80% |
Bank Jtrust Indonesia | 11.85% | 14.75% |
Bank Kb Bukopin | 9.30% | 9.74% |
Keb Hana Indonesia | 7.50% | 10.25% |
Mandiri | 7.30% | 8.80% |
Mandiri Taspen | - | 10.82% |
Maspion | 9.21% | 9.21% |
Mayapada | 11.90% | 12.00% |
Maybank Indonesia | 8.00% | 8.75% |
Mayora | 9.04% | 9.04% |
Mega | 10.63% | 9.50% |
Mega Dharma | 8.59% | 8.82% |
MNC Internasional | 9.11% | 12.36% |
Multiarta Sentosa | 5.00% | 6.00% |
Bank Nagari | 9.63% | 10.49% |
National Nobu | 9.99% | - |
BNI | 7.30% | 8.80% |
Bank Neo Commerce | 11.38% | 15.91% |
OCBC NISP | 8.00% | 9.25% |
Bank of India | 10.70% | 10.70% |
Bank Oke Indonesia | 9.75% | 11.25% |
Bank Pan Indonesia | 8.05% | 8.39% |
Permata | 8.50% | 8.75% |
BRI | 7.25% | 8.75% |
Bank Raya Indonesia | 12.75% | 14.00% |
Sahabat Sampoerna | 11.75% | 14.00% |
Bank Seabank Indonesia | 11.03% | 11.03% |
Shinhan Indonesia | 8.41% | 8.41% |
Sinarmas | - | 10.50% |
BTN | 7.30% | 8.80% |
UOB Indonesia | 8.20% | - |
Victoria International | 9.02% | 11.27% |
Bank Woorisaudara Indonesia 1906 | 10.25% | 11.25% |
BPD Bali | 5.83% | 8.02% |
Bpd Banten | 7.83% | 10.64% |
BPD Bengkulu | 6.19% | 6.19% |
BPD Yogyakarta | 5.55% | 6.42% |
BPD DKI | 8.50% | 9.25% |
BPD Jambi | 7.57% | 7.44% |
BPD Jawa Barat & Banten | 9.04% | 9.04% |
BPD Jawa Tengah | 7.59% | 10.18% |
BPD Jawa Timur | 8.16% | 9.50% |
BPD Kalimantan Barat | 6.69% | 8.25% |
BPD Kalimantan Selatan | 9.87% | 10.01% |
BPD Kalimantan Tengah | 8.30% | 8.67% |
BPD Kalimantan Timur & Utara | 8.16% | 7.68% |
BPD Lampung | 8.58% | 8.58% |
BPD Maluku & Maluku Utara | 7.86% | 7.86% |
BPD NTT | 10.45% | 10.45% |
BPD Papua | 8.74% | 8.70% |
BPD Sulawesi Selatan & Barat | 8.01% | 9.93% |
BPD Sulawesi Tengah | 7.88% | 7.94% |
BPD Sulawesi Tenggara | 8.71% | 6.97% |
BPD Sulawesi Utara & Gorontalo | 12.79% | 12.79% |
BPD Sumsel & Bangka Belitung | 8.85% | 10.35% |
BPD Sumatera Utara | 9.89% | 11.12% |
Standard Chartered | 7.58% | - |
BANK | Mikro | Ritel | Korporasi |
Allo Bank Indonesia | - | - | 8.66% |
Amar Indonesia | 17.00% | 11.00% | 11.00% |
Anz Indonesia | - | - | 5.99% |
Artha Graha Internasional | - | 10.15% | 9.31% |
Bisnis Internasional | - | 13.63% | - |
BNP Paribas Indonesia | - | - | 6.54% |
BTPN | 18.42% | 10.50% | 7.64% |
Bumi Arta | 12.67% | 7.65% | 7.54% |
Capital Indonesia | 14.19% | 14.19% | 14.19% |
BCA | - | 8.10% | 7.90% |
China Construction | - | 7.83% | 7.59% |
CIMB Niaga | - | 8.75% | 8.00% |
Commonwealth | - | 9.25% | - |
CTBC Indonesia | - | 12.00% | 9.75% |
Danamon | - | 9.00% | 8.50% |
DBS Indonesia | - | 9.62% | 7.30% |
Bank Digital Bca | - | 10.68% | 8.58% |
Fama Internasional | 11.75% | 11.75% | 9.50% |
Ganesha | 13.86% | 9.70% | 8.73% |
HSBC Indonesia | - | 8.75% | 7.25% |
IBK Indonesia | 9.13% | 7.13% | 6.63% |
ICBC Indonesia | - | 8.91% | 8.02% |
Ina Perdana | 10.46% | 8.46% | 8.46% |
Index Selindo | 10.86% | 10.36% | 9.86% |
Bank Jago | 11.46% | 11.52% | 8.79% |
Jasa Jakarta | - | 7.73% | 7.73% |
Bank Jtrust Indonesia | - | 12.75% | 12.05% |
Bank Kb Bukopin | 11.21% | 8.59% | 8.52% |
Keb Hana Indonesia | 8.00% | 7.50% | 6.50% |
Mandiri | 11.30% | 8.30% | 8.05% |
Mandiri Taspen | 13.07% | 11.48% | - |
Maspion | - | 9.11% | 8.55% |
Mayapada | 14.20% | 12.20% | 10.60% |
Maybank Indonesia | - | 9.00% | 8.00% |
Mayora | 10.54% | 9.54% | 8.88% |
Mega | - | 10.58% | 10.31% |
Mega Dharma | 9.05% | 8.90% | 8.74% |
Mizuho Indonesia | - | - | 7.15% |
MNC Internasional | - | 9.05% | 9.05% |
Multiarta Sentosa | 8.00% | 7.50% | 7.00% |
Bank Nagari | 12.35% | 10.25% | 8.74% |
National Nobu | 13.99% | 11.25% | - |
BNI | - | 8.30% | 8.05% |
Bank Neo Commerce | 11.88% | 11.88% | 11.38% |
OCBC NISP | - | 8.75% | 8.25% |
Bank of America | - | - | 7.00% |
Bank of China Hongkong | - | 6.21% | 6.21% |
Bank of India | 10.70% | 10.70% | 9.70% |
Bank Oke Indonesia | 12.25% | 11.25% | 7.00% |
Bank Pan Indonesia | 15.58% | 8.55% | 9.17% |
Permata | - | 9.00% | 8.50% |
Qnb Indonesia | - | - | 8.86% |
BRI | 14.00% | 8.25% | 8.00% |
Bank Raya Indonesia | 15.00% | 11.50% | 9.50% |
Resona Perdania | - | - | 7.52% |
Sahabat Sampoerna | 12.00% | 11.75% | 10.00% |
SBI Indonesia | - | 12.25% | 10.25% |
Bank Seabank Indonesia | 11.03% | 11.03% | 11.03% |
Shinhan Indonesia | 8.41% | 8.03% | 7.66% |
Sinarmas | 14.00% | 11.00% | 10.50% |
BTN | - | 8.30% | 8.05% |
UOB Indonesia | - | 9.00% | 8.75% |
Victoria International | - | 9.77% | 9.02% |
Bank Woorisaudara Indonesia 1906 | - | 11.50% | 8.00% |
BPD Bali | 9.15% | 9.67% | 6.92% |
Bpd Banten | 8.99% | 8.79% | 7.87% |
BPD Bengkulu | 6.19% | 6.19% | 6.19% |
BPD Yogyakarta | 5.80% | 5.87% | 5.90% |
BPD DKI | 10.50% | 9.00% | 8.50% |
BPD Jambi | 7.78% | 7.84% | 9.63% |
BPD Jawa Barat & Banten | 12.63% | 9.99% | 6.87% |
BPD Jawa Tengah | 9.28% | 7.84% | 7.74% |
BPD Jawa Timur | 13.31% | 8.16% | 7.63% |
BPD Kalimantan Barat | 6.62% | 6.82% | 5.76% |
BPD Kalimantan Selatan | 10.64% | 10.02% | 9.82% |
BPD Kalimantan Tengah | 9.34% | 10.50% | 8.50% |
BPD Kalimantan Timur & Utara | 7.92% | 7.92% | 8.16% |
BPD Lampung | 8.58% | 8.58% | 8.58% |
BPD Maluku & Maluku Utara | 6.29% | 6.29% | 6.29% |
BPD NTT | 10.45% | 10.45% | 10.45% |
BPD Papua | 8.75% | 8.61% | 8.71% |
BPD Sulawesi Selatan & Barat | 8.34% | 8.00% | 8.15% |
BPD Sulawesi Tengah | 7.88% | 7.88% | 7.89% |
BPD Sulawesi Tenggara | 6.62% | 6.81% | 6.75% |
BPD Sulawesi Utara & Gorontalo | 12.79% | 12.79% | 12.79% |
BPD Sumsel & Bangka Belitung | 11.60% | 9.25% | 8.60% |
BPD Sumatera Utara | 11.53% | 9.99% | 9.61% |
Citibank | - | - | 5.50% |
Deutsche Bank | - | - | 7.25% |
JP Morgan Chase | - | - | 7.06% |
Standard Chartered | - | - | 7.93% |
The Bank Of Tokyo-mitsubishi Ufj | - | - | 6.39% |
FAQ Suku Bunga Kredit dan Pinjaman
Apa yang dimaksud dengan suku bunga kredit?
Suku bunga kredit adalah persentase bunga dari total pinjaman yang telah diambil. Bunga kredit bisa terdiri dari berbagai macam jenis, tergantung dari apakah pinjaman yang diambil termasuk kredit konsumsi atau usaha, apakah KPR atau NON KPR, atau ditujukan untuk mikro, ritel, maupun korporasi.
Berapa suku bunga kredit terendah saat ini?
Per tanggal 9 Dec 2023, suku bunga terendah untuk kredit konsumsi adalah 7.20 (KPR) dan 5.96 (NON KPR). Sementara untuk kredit usaha, suku bunga terendah adalah 11.30 (Mikro), 8.10 (Ritel), dan 7.25 (Korporasi).
Di mana bisa mengambil kredit dengan bunga terendah?
Per tanggal 9 Dec 2023, bank berskala besar yang menyediakan kredit konsumsi KPR terendah adalah BCA dengan besaran 7.20. Sementara itu, penyedia kredit konsumsi NON KPR terendah di antara bank berskala nasional lainnya adalah BCA dengan besaran 5.96.
Apabila mencari bank peminjam untuk kredit usaha, BCA menyediakan suku bunga kredit terendah untuk Ritel, Mandiri untuk golongan Mikro, dan HSBC Indonesia untuk kelas Korporasi.
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